PLEASE READ THIS IF YOU OR YOUR COMPANY EMPLOY FOREIGN WORKERS, INCLUDING DOMESTIC MAIDS!

THIS IS DIFFERENT FROM WORKMAN COMPENSATION INSURANCE : BOTH ARE COMPULSORY! Show the difference

Foreign Workers Medical Insurance - Compulsory Insurance wef 1 Jan 2008

The Singapore government, through the Ministry of Manpower (MOM)*, will require employers to purchase and maintain insurance for the medical expenses of foreign workers (including domestic maids) from 1 January 2008. This requirement is being implemented in tandem with the withdrawal of healthcare subsidies for foreigners, which was previously announced by the Ministry of Health. 

* you would likely have received a letter from the MOM with respect to this. View sample MOM letter 

The requirement will apply to:

• All new and existing foreign workers on Work Permit or S Pass from 1 January 2008.

• All new foreign domestic workers, and existing foreign domestic workers when employers renew their Work Permits, from 1 January 2008. 

Thus far, NTUC Income Insurance has one of the most competitive packages as follows (for 1-5 foreign workers):

Premium Per Worker

* this premium is before GST

You may note that the cheaper premiums would have less cover/more restrictions so you may wish to choose what is best for your company.

For More Details on the Premium Rates 

To download the NTUC Income Application/Proposal Form 

It is important to note that under the Conditions of Work Permits, employers are responsible for the upkeep and maintenance of their foreign workers, including provision of medical treatment. As such, even without such medical insurance, employers are still liable and even if employers bought such insurance and the limit of the policies have been reached, the employers are responsible for the rest. This is highlighted in the aforesaid MOM letter.

For Info on Rationale of This Coverage 

To Find Out the Procedure on How to Apply For this Coverage 

Do let us know if you need to clarify further.  Call us at Tel: 63777-333

As such, you may wish to consider the above for your affected foreign worker staff.